Services for individuals

Retail chains focus on compliance, meaning strictly integrating your data onto the forms. St-Louis CPA focuses on optimization on top of compliance. While a seasonal clerk uses a standard checklist, We Perform a Deeper Analysis of Your Situation. We analyse your situation and take the time to identify your needs.

Software is reactive; it only knows what you tell it. It won't suggest that you change your RRSP contribution strategy this year to increase your Quebec Solidarity Tax Credit gold Family Allowance Next year. We provide proactive advice that turns tax filing into a wealth-building strategy.

Even simple situations can have optimization possibilities. Are you splitting medical expenses between spouses? Are you claiming the other available credits ? We ensure your tax return is filled optimaly, meaning not a single dollar of your refund is left to the government.

For all custom, ad-hoc, or non-standard requests, St-Louis CPA Bills at a Professional Rate of $125 per hour. This “on-demand” model is designed to give you direct access to a CPA's expertise for specific projects without requiring a long-term contract or a pre-set package.

Whether you need a one-time analysis of a specific situation or help responding to a notice from Revenu Québec, our hourly billing ensures that every minute spent on your file is focused on protecting your financial interests.

Because no two financial situations are identical, we use our $125/hour Rate for various “out-of-scope” tasks, including:

• Complex Financial “Deep Dives”: Analyzing the tax implications of a major life event, such as moving out of Quebec, receiving an inheritance, or selling an asset.
• Ad-Hoc Consulting: One-on-one sessions to review your current tax situation and identify potential optimization opportunities.
• CRA or Revenu Quebec Correspondence: Assist you with audits or other requests from tax authorities or assisting with “Notice of Assessment” clarifications.
• Overdue tax returns: We can help you keep your records up to date with your overdue tax returns from previous years.
• Third-Party Coordination: Working directly with your lawyer, notary, or financial advisor to ensure your tax strategy is aligned across your entire professional team.

Unlike other “seasonal” professionals, we are available 12 months a year. Whether you receive a letter from Revenu Québec in November or need to plan a property sale in July, your CPA is always available to assist you with your goals.

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